For many couples, IVF is the bridge between uncertainty and parenthood. However, this procedure is a complex one, and the first question that comes to mind is – cost.
Unlike other medical procedures, IVF brings together a series of steps, each with its own expense. If you are exploring low-cost IVF treatment in Hyderabad, understanding where the money goes helps you plan better and avoid surprises.
Breaking Down IVF Costs – What’s Included
The total cost of IVF in India usually ranges between ₹1.25 lakh and ₹2.5 lakh per cycle. Also, this figure depends on your medical requirements and the clinic you choose. Within this amount, there are several components.
Here’s a quick summary table to understand the costs better:
| Cost Head | Typical Range (₹) | Notes |
| Initial consultation & tests | 15,000 – 25,000 | Includes fertility evaluation, blood work, semen analysis, and ultrasounds |
| Ovarian stimulation medications | 50,000 – 80,000 | Hormone injections |
| Egg retrieval, embryo culture, OT charges | 70,000 – 1,20,000 | Covers procedure, anaesthesia, and disposables along with fertilisation, culture, and monitoring in the IVF lab. |
| Embryo transfer (fresh cycle) | Part of the procedure cost
|
Transfer of the embryo to the uterus, usually on Day 3 or Day 5 |
| Embryo freezing & storage | 20,000 – 30,000 annually | Charged additionally if chosen |
| Frozen Embryo Transfer
Total (per IVF cycle) |
50,000 – 80,000
1,25,000 – 2,50,000 |
National average range for 2025 |
Consider a couple starting their first IVF cycle in India.
- They spend around ₹18,000 on initial consultations and fertility tests.
- Hormonal injections for stimulation come to about ₹60,000.
- The egg retrieval procedure, including OT charges and anaesthesia costs, costs around ₹90,000.
- Embryo culture and transfer are part of this procedure, but they also choose to freeze two embryos for the future, adding ₹25,000 for storage.
Total cost for one complete cycle = about ₹1.93 lakh.
Many couples succeed in the first IVF cycle. But, if the first cycle doesn’t turn out to be successful, repeating the process would mean similar expenses again. One option to reduce the cost slightly is to utilise frozen embryos from the first cycle.
Why IVF Costs Vary Across Clinics?
No two IVF centres quote the same figure, and the differences can be substantial. Costs change due to several factors:
- Technology used in labs — advanced incubators, monitoring systems, and safety standards increase overheads.
- Experience of specialists – Centres with reputed embryologists and high success rates often charge more.
- Optional services – Add-ons like genetic testing or donor programs are billed separately.
- Geographic location – Clinics in cities like Hyderabad sometimes manage to keep costs more competitive, thanks to higher patient numbers and resource availability.
When you are looking for low-cost IVF treatment in Hyderabad, it’s important to balance affordability with the assurance that the clinic maintains strong medical protocols.
Tips to Keep IVF Affordable Without Cutting Corners
IVF is a big step in your life and comes with a significant budget. However, finding the best IVF clinic is crucial to making your dream of becoming parents possible. Here’s how you can plan IVF expenses wisely:
- Begin earlier in life – The younger you are, the higher the chances of success, reducing the need for multiple cycles.
- Request a detailed package – Always ask what is included: medicines, consultations, lab work, and storage.
- Avoid unnecessary add-ons – Do not sign up for tests or treatments unless your doctor recommends them for your specific case.
- Choose transparent clinics — clear breakdowns prevent unexpected bills later.
- Adopt lifestyle changes — weight control, a nutrient-rich diet, and stress management reduce medication needs and improve outcomes.
Financial Assistance and EMI Options for IVF
Even with careful planning, IVF can stretch your budget. However, some options are available:
- Insurance – Some policies now cover part of infertility treatments, and full coverage is still rare.
- EMI schemes – Many fertility centres allow you to pay in monthly instalments.
These options allow couples to pursue IVF without exhausting their savings in a single cycle.
Conclusion
IVF costs in India vary from state to state and clinic to clinic. However, an average range helps you prepare for the journey ahead. What matters most is not simply finding the lowest price but ensuring that the clinic maintains high standards of safety, transparency, and care. For couples seeking low-cost IVF clinics, careful planning and the right guidance can make treatment both affordable and effective.
At Oasis Fertility, you can count on transparent pricing and evidence-based fertility care guided by experienced specialists. For personalised guidance, call us at 1800-3001-1000 or start a conversation through our live chat.
FAQs
1. What is included in an IVF cost package?
A package generally covers consultations, hormonal medication, egg retrieval, embryo culture, and embryo transfer. Freezing, storage, and genetic testing are billed separately.
2. How can couples plan financially for multiple IVF cycles?
It is wise to budget for 2–3 cycles. EMI options, medical loans, and early savings help cover the expense.
3. Are low-cost IVF treatments safe and reliable?
Yes, if the clinic is certified, has trained embryologists, and follows strict lab standards. Cost savings should never come from reduced medical quality.